non-HITLby FG Digital
non-HITLAbout

Who is behind non-HITL.

non-HITL is not a prediction but a starting point: for asking better questions and looking further ahead. It is written by FG Digital, with credit to the people whose work shapes it.

01 · Authors

FG Digital

FG Digital exists to understand markets and explain them.

Hugo Gomes

Hugo Gomes

Co-founder, FG Digital

Transformation and programme director. More than 28 years leading transformation in telecoms, energy, logistics and technology across Europe, South America and Africa.

hugomgomes.com
Iñigo Fuertes

Iñigo Fuertes

Co-founder, FG Digital

Responsible AI and AI Governance Lead. Driving AI strategy in regulated industries, bridging technology, regulation and business, and making it accessible to everyone.

02 · Credits

The people whose work shapes this thinking

  • Amy Webb, Melanie Subin and the Future Today Strategy Group teamConvergence Outlook 2026

    Agentic economies, the new labour equation and polycompute. “Liability follows the logs.”

    ftsg.com
  • Rachel Laycock and the Thoughtworks Technology Advisory BoardTechnology Radar, Vol. 35, November 2026

    They named human-in-the-loop theater: an approval step that works as an accountability sink.

    thoughtworks.com/radar
  • The Shell Scenarios teamThe 2026 Energy Security Scenarios

    Futures drawn as paths with milestones over decades: the model for our path to 2050.

    shell.com
  • Brad Flora, Gustaf Alströmer and the Y Combinator partnersRequests for Startups, Winter 2027

    Robots still financed like forklifts, income proved again at every counter, and expert work held back by credentials.

    ycombinator.com/rfs
Sources · Delegated B2C
  • Google and the FIDO AllianceAgent Payments Protocol (AP2), 2025–2026

    Signed mandates for intent, cart and payment, handed to the FIDO Alliance in April 2026 to become an open standard.

    fidoalliance.org
  • MastercardVerifiable Intent, 2026

    A tamper-proof record of what a person authorised an agent to do, developed with Google.

    mastercard.com
  • VisaTrusted Agent Protocol, October 2025

    Signed credentials that let a shop tell a trusted agent from a bot.

    visa.com
  • American ExpressAgent Purchase Protection, announced April 2026

    Cover announced for mistaken purchases by registered agents; terms not yet published.

    americanexpress.com
  • eBayUser Agreement, January 2026

    Bans buy-for-me agents and flows that order without human review, unless eBay approves them.

    ebay.com
  • ShopifyWebMCP support for checkout, September 2026

    Agents in the buyer’s browser can read and update the checkout and place the order once the buyer confirms.

    shopify.dev